Mini Cab Insurance

Minicab is a small car that is used as a taxi and is booked by people through their mobile phones at any time if they don’t have a vehicle. The term minicab is also known as ‘Private Hire’. If you want to book a cab, then you are supposed to pick up a destination where you want to go. Then you decide pick-up time in the order section and you are ready to book your advance taxi before the specific day. Yes, you can pre-book a taxi up to four days in advance. This facility is available only on a pre-booked basis.

If you are planning to start your career as a minicab driver, then insurance is a must for you for your future safety. If you want to take cheap minicab insurance which you indeed want to take, then you could choose Cheap Minicab Insurance London. If you want to take insurance, it is must to have knowledge about the specific insurance which you are going to have.

There are two types of cab:

Public Hire:

Public hire is also known as ‘Hackney Carriage’ or ‘Black Cab’. Public hire taxes are mostly used for short traveling or for shorter distances like if you want to go somewhere quickly then you would most probably book a public hire.

Why is insurance important for public hire cab?

If you are driving anywhere around town, you need third party insurance at the very least. Because your vehicle is your biggest capital for your business. As you are driving your cab for hire and reward you will need to have Public Hire Insurance, which is also a form of cab insurance. You cannot operate as a licensed black cab driver without an apt insurance. You also will have to check the authority of local licensing regulations, as each authority will have different guidelines on what is essential or required to operate in this area. If you get the wrong Insurance, it would cost you a lot.

Private Hire:

Private Hire vehicles are also known as ‘Mini Cab’. As discussed above, it can be pre-booked by a cab office or via your mobile phones. These hires are not allowed to pick up people from the side road. Both cabs and private hire vehicles can have a maximum of eight passenger seats.

Why is insurance important for private hire cab?

If you have ever driven a car or any other vehicle then you are indeed aware of the need for insurance. As we all see many incidents on roads on an almost daily basis and it can happen to you as well so for this you need a decent insurance policy.